“Guaranteed Rate is Committed to Becoming the #1 Fintech in the Country,” Says Guaranteed Rate President and CEO Victor Ciardelli. “Our company has long been the digital leader in mortgages, and we are uniquely positioned to use our incredible technology platform to deliver impressive new end-to-end digital solutions that will make our customers’ lives easier and better.”

These new Fintech solutions will be designed for rapid scaling nationwide and deliver low-friction customer experiences that emphasize speed, flexibility and convenience. Along with Guaranteed Rate’s industry-leading digital mortgage customer experience, these new digital products will enable the company to develop broader, deeper, longer-lasting and higher-value relationships with its customers.

“Our goal is nothing less than to be the best Fintech in the country by creating incredible digital solutions that will make a real positive difference in people’s lives,” says Ramesh Sarukkai, Chief Product and Technology Officer of Guaranteed Rate. “And I’m absolutely confident that we have the technical team to make it happen.”

To drive these powerful fintech initiatives, the company has added three highly experienced fintech executives to its leadership team. Raman Muralidharan will serve as President of New Financial Products, reporting to Ciardelli. Reports to Muralidharan are Anand Cavale, Senior Vice President and Head of Unsecured Lending Products; and Arun TripathiExecutive Vice President and Head of New Secured Lending Products.

Prior to joining Guaranteed Rate, Muralidharan was EVP of Lending at HSBC, UNITED STATES where he led the digitalization and growth of the mortgage business and helped launch digital personal loan and credit card products. At Guaranteed Rate, he will lead the company’s overall expansion into new financial products.

“Rate Guaranteed has a tremendous opportunity for growth by offering additional products and services that meet the needs of our customers,” says Muralidharan. “Our goal is to produce game-changing Fintech solutions that deliver unparalleled speed, ease and convenience to our customers.”

Cavale previously held global leadership positions at Citi as Managing Director, Consumer Banking and later as Head of Consumer Lending at SoFi. In his new role at Guaranteed Rate, he is responsible for building new businesses that make it easier for consumers to borrow and spend in collaboration with the management team.

Tripathi most recently served as Head of Mortgage Products, Pricing and Capital Markets at HSBC, UNITED STATES before arriving at the guaranteed rate. Previously, he worked at Bank of America and USAA in various management roles. In his new role at Guaranteed Rate, he is responsible for launching and growing new lines of business focused on offering new guaranteed loan products to customers and prospects.

About Guaranteed Rate Companies
Guaranteed Rate Companies is a leader in mortgage lending and digital financial services. Based at Chicagoguaranteed rate companies have more than 10,000 employees in more than 850 branches across the United States, serving all 50 states and washington d.c. Since its launch in 2000, Rate Guarantee Companies have helped more than one million homeowners with home purchase loans and refinances, with a total loan volume of more than $116 billion in 2021 alone. The company has established itself as an industry leader by introducing innovative technology, offering low rates and offering unparalleled customer service. Honors and awards include: Best Lender for Online Service for 2018 by US News & World Report; Best Mortgage Lender for Online Loans and Best Mortgage Lender for Refinance by NerdWallet for 2021; HousingWire’s 2020 Tech100 Award for the company’s leading FlashClose℠ technology; Ranked 3rd in the Scotsman Guide’s 2021 list of Best Retail Mortgage Lenders; Chicago Agent Magazine’s Lender of the Year for six consecutive years; and the Chicago Tribune’s Best Workplaces list for seven consecutive years. Visit rate.com for more information.

SOURCE Guaranteed Rate Firms